Live verification in under 2 seconds

Stop losing money to fake TxnIDs.

PayVerify confirms any wallet, bank or UPI payment by matching the customer's transaction ID against the actual SMS on your bound Android phone. No payment gateway. No KYC. No per-transaction fees. Just verification that works — anywhere in the world.

No credit card 2-minute setup Self-hosted SMS reader
fashionhub.com/checkout
Order #ORD1001
$ 49.00
Send $49 to wallet +1 555 ··· 8888
Payment verified
TxnID matched · 1.4s
"Payment of $49.00 received.
TxnID: TXN92H1"
Bound device
PV-8HJ2K9
<2s
Average verification time
99.7%
TxnID match accuracy
0
Per-transaction fees
Verifications / month
The problem

Every fake TxnID is a free order. And your team can't check them fast enough.

Customers screenshot old transactions. They type random TxnIDs. They send less money than the order total. By the time you check the SMS manually, the order is already packed and shipped.

  • Manual SMS checking takes 5–10 minutes per order
  • Fraudulent orders slip through after-hours
  • Customer waits → cart abandoned → revenue lost
  • Payment gateways charge 2–3% per transaction
The fix

PayVerify, in one sentence:

Your customer submits a TxnID. We check the actual SMS on the phone you own. The order confirms — or doesn't — in under 2 seconds.

No payment gateway No KYC paperwork No transaction fees Real-time match
How it works

From signup to verified order in 2 minutes

No complex onboarding. No PCI compliance. No waiting weeks for gateway approval.

  1. 01

    Register & get keys

    Create your merchant account. We instantly generate your API Key and Device Auth Key.

  2. 02

    Install the APK

    Download the PayVerify APK to your shop's phone. Paste the Device Auth Key — done.

  3. 03

    Integrate the API

    Add a single API call to your checkout. We support PHP, Node, Python, anything that can POST.

  4. 04

    Verify automatically

    Customer submits TxnID. APK reads the SMS. Order confirms in seconds. You ship.

Why PayVerify

Built for merchants who can't wait

Everything you need to stop manual verification — and nothing you don't.

Sub-2-second verification

FCM push + Socket.IO realtime. The customer barely sees a loading spinner.

Tamper-proof matching

We match TxnID, amount, and customer phone. Fake screenshots don't pass.

One API call

POST /verify-payment. That's the entire integration. Works with any backend.

Live dashboard

Every verification, every match, every miss — in real time. Filter and export.

Works with any wallet, anywhere

Mobile wallets, bank transfers, UPI, neobank apps — anything that sends a transaction SMS, in any country.

Your phone, your data

SMS never leaves your device unless it matches. We don't store your inbox.

Side-by-side

PayVerify vs. traditional payment gateways

You don't need a payment processor. You need verification.

PayVerify
Payment gateway
Setup time
2 minutes
2–6 weeks
KYC / paperwork
None
Extensive
Per-transaction fee
$0
2–3%
Monthly minimum
None
Often required
Works with any wallet
No payout delays
Self-hosted SMS reader
Use cases

Wherever you accept wallet payments

If you handwrite SMS checks in WhatsApp groups — this is built for you.

Fashion & retail

Confirm orders before they leave the warehouse

Pack only what's actually paid. Cut reverse-logistics from fake orders to near zero.

Digital services

Unlock instantly after payment

Course access, game top-ups, subscription credits — auto-fulfill the second SMS lands.

Food delivery

Driver dispatched only when verified

Stop sending bikes for orders that haven't actually been paid for.

Frequently asked

Answers, fast

Still curious? Reach out — we'll respond within a few hours.

Does PayVerify hold or process my customers' money?

No. We are pure verification. The customer pays you directly via their wallet. We only confirm the payment happened by reading the SMS on your phone.

What phone do I need?

Any Android device (Android 7+) that receives the wallet SMS. It needs to stay online — Wi-Fi or mobile data, your choice.

What if my phone is offline?

Verifications queue up. As soon as your device reconnects, pending checks run. For high-volume merchants we recommend a backup device.

Can someone send a fake screenshot to fool you?

No. We don't look at screenshots. We match the customer-submitted TxnID against the real SMS the wallet provider sent to your phone.

How do I integrate it into my website?

One API call: POST /verify-payment with the TxnID, amount, customer phone, and your order ID. Works with PHP, Node, Python, Laravel, WooCommerce — anything.

Do you charge per verification?

No per-transaction fees in our early-access plan. Subscription pricing will be introduced later — locked-in for early signups.

Stop paying for fraud you can prevent.

Spin up a merchant account in 60 seconds. Your API Key and Device Auth Key are waiting on the next screen.